Universal Healthcare System in the U.S.

The U.S does not have a truly universal healthcare system similar to what other developed nations such as Canada have. The Affordable Care Act (2010) is perhaps the closest that America has come to having such a system. Since its implementation, the ACA has had some benefits and challenges.  Universal Healthcare System in the U.S.

Advantages

First, it provides low-income earners with an affordable health care plan since it is subsidized insurance (Roland, 2017). Since its inception over 16 million persons who did not have insurance have signed up. On top of that, employers are now required to provide their employees with insurance. Second, people with pre-existing ailments are allowed to gain coverage (Roland, 2017). Before the enactment of the ACA individuals who had preexisting conditions would be turned away if they sought insurance. Third, it prevents any price discrimination based on gender. As such, insurance rates are the same for all genders. Fourth, insurance companies are required to absorb a minimum of 80 percent of their clients’ healthcare cost (Roland, 2017). This coverage makes insurance a reasonable option for many people.Universal Healthcare System in the U.S.