Reimbursement for Medical Services

Private insurance plans include all forms of health insurance that are not founded and funded by the government but rather obtained by individuals on their own, or through groups, such as employers or associations, and allow some level of choice of health care provider by the insured. These policies typically have deductibles, which require the insured to pay medical charges up to a certain amount before the insurance covers any remaining charges. They also have co-pays, which require the insured to pay some portion of the bill when they visit a doctor (All insurance Inf.org, 2010).Reimbursement for Medical Services

These insurance plans are proposed to protect their beneficiaries from the high costs that may be incurred for health care by providing benefits such as basic medical coverage, health education and preventive care. These plans may be purchased on individual or group basis.

The category I am focus on is the Indemnity Plan. This is a private insurance plan which guarantees its members freedom to choose any doctor and hospital they prefer when seeking health care services, it is therefore considered fee-for- service health insurance plan. It further contains sub-categories which include; basic health insurance, major health insurance and comprehensive insurance (All insurance Inf.org, 2010).Reimbursement for Medical Services

There is no restrictions eligibility to this plan and the main think that determines a person’s eligibility is his/ her past health history and present health status. one should be fully aware of the terms and condition involved in the plan, be aware of consequences of breaching certain rules, be familiar with related terms like ‘run over cover’, be flexible to work in different environments and be qualified to handle clients complains.