Disparities in Health Care Essay

Problems of Disparities in Health Care Insurance The United States leads the world in spending on health care. Yet , other countries spending substantially less than the United States have healthier populations. America’s performance is marred by deep inequalities linked to income, health insurance coverage, race, ethnicity, geography, and – critically – access to care. Employer-based Insurance plans Income The United States is the only wealthy country with no universal health insurance system. Its mix of employer-based private insurance and public coverage has never reached all Americans.Disparities in Health Care Essay Paper

All working Americans are categorized based on annual income – top-income (earning on average $210,100 annually), higher-middle-income (earning an average of $84,800 annually), lower-middle-income earning on average $41,500), and bottom-income (earning an average of $14,800 annually) (Auguste, Laboissiere, & Mendonca, 2009). As the general population knows that those are in the both top-income category and higher-middle-income category can afford any expenses that are incurred in facilities, doctor visits, ER visits, etc. ithout any hindrance (Auguste et al. , 2009). The lower-middle-income and bottom-income population have much harder time in paying for services because it puts them in a tight budget.

Paying for out-of-pocket costs can be detrimental to one’s credit and often those patients are sent to collections if they can’t pay. As reported in the 2011 study done in Arizona by Herman, Rissi, and Walsh, it also confirmed that individuals who have higher incomes were able to pay for medical expenses without going through financial hardships. Cost. Disparities in Health Care Essay Paper