What is the trend within the health care industry and where do you see retirement benefits in 20 years?

What is the trend within the health care industry and where do you see retirement benefits in 20 years?

 

Many other industries in the U.S. are sharply curtailing their generous retirement programs, including moving from defined benefit to defined contribution programs. What is the trend within the health care industry and where do you see retirement benefits in 20 years?